Contact

Raiffeisen Bank Kosovo J.S.C.

Head Office

Address

Street Migjeni, no.72

10000 Pristina, Kosovo

 

T: +381 38 222 222

Mob: +386 49 222 222

F: +381 (0)3820 30 11 25

E: info@raiffeisen-kosovo.com

Swift Code : RBKOXKPR

IBAN : XK05

Cards

Raiffeisen Bank offers to its customer the Visa and Master Card, cards which are accepted internationally and enable you a 24 hour and 7 days per week access in your account in the country and abroad.

Warning: In  case your card is lost or stolen, you should call us immediately on the Contact Center 038 222 222 or to report it to the nearest branch of our bank.

For more information, please contact Raiffeisen Bank branches and sub-branches or call Contact Center: 038 222 222. 

VISA_Electron

 

VISA Electron

Visa Electron is a debit card that is linked directly to the account, including the allowed overdraft, which gives you access to your funds 24 hours a day, 7 days a week, through a network of over 1 million ATMs and 1.2 million sale terminals in the whole world, which accept the Visa brand.

Visa Electronprovides you, as the card holder, with full control over your expenses. Every action you undertake with your card is reflected in your account statement, thus enabling the verification of every transaction.

Furthermore, you can check your account statement, withdraw money and make transfers 24/7 from our bank's card to the card of another bank, through our network of over 110 ATMs spread across Kosovo. Besides this, you can also deposit money free of commission* in all of our bank ATMs, which are marked with signs saying that you can also make deposits in them.
Purchases are made easier using debit cards through the network of more than 1,200 sales terminals of the Raiffeisen Bank throughout Kosovo, where you make your payments free of commission.

On your approval, this card could also be issued to a person who is authorized to use your account, in which case all the transactions made with the authorized person’s card shall be charged to your account.

*You will find a map of the distribution network of Raiffeisen Bank ATMs for the territory of Kosovo at the official website of the Raiffeisen Bank Kosovo.

 

For further information on how to use it and on the tariffs applicable by the bank, please call our Contact Center on the following numbers 038 222 222 / 049 222 222, or visit the Raiffeisen Bank branch that is closest to you.

PremiumCard


Visa Premium

The Visa Premium is a debit card that has been especially designed for premium clients of the Raiffeisen Bank.

All customers, who receive their monthly salary through the Raiffeisen Bank and whose salary, at the same time, meets the amount required by the bank, have the right to apply for the Visa Premium card.

The Visa Premium is a debit card that is linked directly to the account, including the allowed overdraft, which enables you to access your funds 24 hours a day, 7 days a week, through a network of over 1 million ATMs and 1.2 million sale terminals in the whole world, which accept the Visa brand.

All types of payments can be made using this card, including online purchases from all web pages that accept the Visa brand.

Visa Premiumprovides you, as the card holder, with full control over your expenses. Every action you undertake with your card is reflected in your account statement, thus enabling the verification of every transaction.

Furthermore, you can check your account statement, withdraw money and make transfers 24/7 from our bank's card to the card of another bank, through our network of over 110 ATMs spread across Kosovo. Besides this, you can also deposit money free of commission* in all of our bank ATMs, which are marked with signs saying that you can also make deposits in them.
Purchases are made easier using debit cards through the network of more than 1,200 sales terminals of the Raiffeisen Bank throughout Kosovo, where you make your payments free of commission.

On your approval, this card could also be issued to a person who is authorized to use your account, in which case all the transactions made with the authorized person’s card shall be charged to your account.

*You will find a map of the distribution network of Raiffeisen Bank ATMs for the territory of Kosovo at the official website of the Raiffeisen Bank Kosovo.

 

For further information on how to use it and on the tariffs applicable by the bank, please call our Contact Center on the following numbers 038 222 222 / 049 222 222, or visit the Raiffeisen Bank branch that is closest to you.

Cards_Bonus

 

VISA Bonus and VISA Gold Bonus

The Visa Bonus and Visa Gold are credit cards with a credit limit approved by the bank, and they can be used for interest free installment purchases. With this card you can pay for goods or services through the network of sale terminals (POS), and you may also have access to cash 24 hours a day, 7 days a week, using the ATM network in Kosovo and elsewhere in the world.

Funds use and repayment

You will have a limit available to you, which is approved by the bank and which you may use as needed, .

The credit card limit can be used at certain time periods and at the end of each month, the bank will inform you of all transactions performed during the respective month: obligations withdrawn, interest calculated, bonus earned, installments as well as the required minimum payment (via e-mail or post depending on your preference).

After each purchase at Raiffeisen Bank POS terminals in Kosovo, you will earn a bonus.

Based on your financial capabilities, you may choose:

Ø  a flexible way to meet your obligations.

Ø  or to divide the payment in installments of up to 24 months *

At the end of each month you will have to pay at least the minimum value of the installment within 15 days. After the 15th day, the bank will start applying an interest rate on the unpaid amount in accordance with bank tariffs.

How can you get a Visa Bonus or a Visa Gold Bonus card?

To obtain a Visa Bonus or Visa Gold Bonus you must complete an application form and then submit it to any of the Raiffeisen Bank branches.

Your salary must go through the Raiffeisen Bank.

 

The documents required for the application (for individuals):

- Employment contract

- ID card

- An electricity, water or telephone bill

 

Additional card authorized

 

Pending your approval, additional cards can be issued to one or more persons that you authorize up to your limit, at a level set by you, in which case you will earn a bonus in your basic account for each purchase made by such an authorized card.

For increased security during the execution of transactions, the card is equipped with a "chip" and you will be requested to enter your personal identification number (PIN) at all times when using your card.

*List of shops where you can pay in installments, with no interest >>

For further information on how to use it and on the tariffs applicable by the bank, please call our Contact Center on the following numbers 038 222 222 / 049 222 222, or visit the Raiffeisen Bank branch that is closest to you.

 


Master Charge Card

 

The MASTER Charge is a card offered to individuals, owners of small and medium enterprises, as well as large corporations, after they have met the requirements set by the bank.

This card allows you to have at your availability a limit approved by the bank, for funds that you can withdraw through the ATM network, and make payments with in sale terminals inside and outside the country, and purchase goods or services with through the Internet.

Who may apply for a MASTER Charge?

All individuals who receive their salaries through Raiffeisen Bank are entitled to apply for a MASTER Charge, provided that their salary reaches the minimum level set by the bank; as well as owners of small and medium enterprises and corporations, who have a good credit record with the bank.

Customers may use the limit approved by the bank interest-free for up to 45 days.

The customer is obliged to pay the amount used during the grace period, from the first until the 15th of the following month. The payment of the amount used in the previous month should be paid into the current account, from which the system will automatically reconcile the card account.

If the amount used is not repaid within the grace period, then a penalty fee applies in accordance with the list of fees.

 

For further information on how to use it and on the tariffs applicable by the bank, please call our Contact Center on the following numbers 038 222 222 / 049 222 222, or visit the Raiffeisen Bank branch that is closest to you.

apliko kartele

Master Debit Card

 

The Debit MasterCard is a debit card that is linked directly to the account, including the allowed overdraft, which enables you to access your funds 24 hours a day, 7 days a week, through a network of over 1 million ATMs and 1.2 million sale terminals in the whole world, which accept the Visa brand.

Debit MasterCardprovides you, as the card holder, with full control over your expenses. Every action you undertake with your card is reflected in your account statement, thus enabling the verification of every transaction.

Furthermore, you can check your account statement, withdraw money and make transfers 24/7 from our bank's card to the card of another bank, through our network of over 110 ATMs spread across Kosovo. Besides this, you can also deposit money free of commission* in all of our bank ATMs, which are marked with signs saying that you can also make deposits in them.
Purchases are made easier using debit cards through the network of more than 1,200 sales terminals of the Raiffeisen Bank throughout Kosovo, where you make your payments free of commission.

On your approval, this card could also be issued to a person who is authorized to use your account, in which case all the transactions made with the authorized person’s card shall be charged to your account.

*You will find a map of the distribution network of Raiffeisen Bank ATMs for the territory of Kosovo at the official website of the Raiffeisen Bank Kosovo.

For further information on how to use it and on the tariffs applicable by the bank, please call our Contact Center on the following numbers 038 222 222 / 049 222 222, or visit the Raiffeisen Bank branch that is closest to you.