Other financial data


Financial indicators
Capital adequacy ration (total capital to risk weighted assets)	16.25%
Return on average assets (ROAA) indicator (net income to average assets)	1.83%
Return on average equity (ROAE) indicator (net income to average equity)	13.07%
Net interest margin (net incterest income to average earning assets)	5.39%
Total expenses of the activity to total expenses of the activity	72.84%
Net interest income to total expenses of the activity	90.11%
Total assets to registered number of employees	1,162,486
Net interest income to average assets	4.43%
Interest income to average assets	4.71%
Interest iexpenses to average assets	0.27%
Net interest income to gross income of the activity	65.63%
Personnel expenses to gross income from the activity	21.29%
Expenses for provisions to average assets	0.65%