Mbitërheqja të cilën e ofron Banka Raiffeisen është linjë e kapitalit qarkullues e përcaktuar për bizneseve te vogla dhe mikro të cilat aktivitetin e tyre e zhvillojnë përmes Bankës Raiffeisen. Mbitërheqja iu mundëson bizneseve te vogla dhe mikro të menaxhojnë më mirë paratë e tyre të gatshme dhe inventarin duke iu ofruar klientëve financim afatshkurtër. Shuma e mbitërheqjes varet nga nevojat e klientit si dhe volumi i transaksioneve të procesuara përmes bankës.

• certificate of registration with the Ministry of Trade and Industry, the company’s VAT certificate, and the form “Information about the Business”,
• financial statements of the company for at least the past 12 months,
• the company’s current list of inventory and a list of equipment (if applicable),
• “copy of the plan” and “possession list” for the collateral that will be pledged.( if applicable)

For more information, please contact Account Managers in the nearest Raiffeisen Bank branches and sub-branches.

Raiffeisen Bank Kosovo also finances the existing and other clients which have a good and proven credit history and verifiable good performance in the market with unsecured term loan for financing of working capital or investment financing and is generally short and mid term loan.

• certificate of registration with the Ministry of Trade and Industry, the company’s VAT certificate, and the form “Information about the Business”,
• financial statements of the company for at least the past 12 months.

For more information, please contact Loan Officers in the nearest Raiffeisen Bank branches and sub-branches.

Raiffeisen Bank Kosovo’s Commercial Mortgage Loan is a long-term capital investment loan that can be used for purchasing, renovating, expanding and constructing business premises.

Raiffeisen Bank Kosovo’s Commercial Mortgage Loan is a long-term capital investment loan that can be used for purchasing, renovating, expanding and constructing business premises.

• certificate of registration with the Ministry of Trade and Industry, the company’s VAT certificate, and the form “Information about the Business”,
• financial statements of the company for at least the past 12 months,
• the company’s current list of inventory and a list of equipment (if applicable),
• “copy of the plan” and “possession list” for the collateral that will be pledged.

For more information, please contact Loan Officers in the nearest Raiffeisen Bank branches and sub-branches.

• certificate of registration with the Ministry of Trade and Industry, the company’s VAT certificate, and the form “Information about the Business”, 
• financial statements of the company for at least the past 12 months,
• the company’s current list of inventory and a list of equipment (if applicable),
• “copy of the plan” and “possession list” for the collateral that will be pledged (if applicable)

For more information, please contact Account Managers in the nearest Raiffeisen Bank branches and sub-branches.