Raiffeisen Bank is offering loans to renovate your house or apartment.

To be eligible for renovation loan you must:

  • Be a resident of Kosovo
  • Receive your salary at Raiffeisen Bank or bring your employer confirmation that your salary will be processed by Raiffeisen Bank.

Loan conditions:

  • Maximum amount is €100,000.
  • Maximum loan repayment period is up to 240 months (20 years).

Required documents:

  • Personal ID
  • Employment contract
  • Proof of other family income (if any)

For further information please call our Contact Center on 038 222 222 or visit one of your nearest branches of Raiffeisen Bank.

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In order to apply for a Home Equity Loan, you should:

  • Be a long term resident of Kosovo
  • Receive your salary through Raiffeisen Bank and or provide your employer confirmation for salary processing through Raiffeisen Bank

Loan conditions:

  • The minimum amount of loan is €15,000 and the maximum is €100,000.
  • The maximum term of loan is 240 months (20 years).
  • Your participation: 50%

Required documents:

  • ID Card
  • Employment contract
  • Verification of additional family income (if any)
  • Contract of purchase or any other land document

0% administrative costs for double loan (if during the same time you apply even for construction loan)!

For more information, please contact Raiffeisen Bank branches and sub-branches or call Contact Center: 038 222 222.

Loan calculator

Calculate the amount and interest for the loan you want to apply

Make an appointment

Choose preferred form of contacting

Purchase the house or apartment of your dream through Mortgage Loan offered by Raiffeisen Bank

In order to qualify for Mortgage Loan, you should:

  • Be a long term resident of Kosovo
  • Receive your salary through Raiffeisen Bank and or provide your employer confirmation for salary processing through Raiffeisen Bank.

Loan conditions:

  • The maximum loan amount is €350,000
  • The maximum term of loan is 240 months (20 year)
  • Your participation: 25% - 35% (depending on the location)
  • Processing fee and property insurance fee spread through installments

Required documents:

  • ID Card
  • Employment contract
  • Verification of any additional familiar incomes
  • Purchasing contract and other documents on ownership

For more information, please contact Raiffeisen Bank branches and sub-branches or call Contact Center: 038 222 222.

Loan calculator

Calculate the amount and interest for the loan you want to apply

Make an appointment

Choose preferred form of contacting

Raiffeisen Bank through the loan for the construction enables you to accomplish the ideal plans for house construction.

To be qualified for a construction loan you need to:

  • Be a citizen of Kosovo
  • To receive your salary through Raiffeisen Bank or to bring the confirmation of the employer that your salary will be processed through Raiffeisen Bank.

Loan conditions:

  • The maximum loan amount is €200,000
  • The maximum term of loan is 240 months (20 years)
  • Your participation: 25% - 35% (depending on the location)

Required documents:

  • ID Card
  • Employment Contract
  • Verification of any additional familiar incomes (if any)

0% administrative costs for double loans (if at the same time you receive Land Loan and Construction Loan)!

For more information, please contact Raiffeisen Bank branches and sub-branches or call Contact Center: 038 222 222.

Loan calculator

Calculate the amount and interest for the loan you want to apply

Make an appointment

Choose preferred form of contacting

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