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Sustainable finance

Companies that are willing to comply with the EU taxonomy and are contributing to a positive environmental and social impact can qualify for green financing. We support our clients in all aspects of sustainable activities with appropriate financing.

We support our clients to finance activities that contribute to:

Renewable energy

Energy efficiency

Circular economy

Green buildings

Waste management

Water management

Manufacturing industries


What do we provide in terms of Sustainable Financing?

Our products are tailored to take into account your needs and ESG investments, but they are also compliant with the guidelines and activities defined by the EU Taxonomy.

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New investments with a green impact can qualify for a green loan. We provide preferential terms for green loans that meet the predetermined criteria.

Typical examples: investments in improving energy efficiency within the production process, green transport, green buildings, or green energy.

In addition to green financing, we also advise you on the EU Taxonomy (where applicable).

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Project finance is based on the realization of your project with a measurable environmental impact.

Loan repayment relates to the financed assets, the expected project cash flow, and the insurance value of project assets that have been invested for the ESG purposes.

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We support a transition to zero greenhouse gas emissions by 2030 in the real estate industry - an industry which contributes to roughly 40% of all CO2 emissions. To tackle the global climate change challenge, we build successful synergies with sustainable real estate customers.

We offer Green Real Estate Loans to finance sustainable real estate projects with a positive, measurable environmental impact. Our green loan can help our residential real estate and commercial real estate customers fund energy efficiency, energy savings, refurbishment with improvements in energy labels, and green building projects. Environment-friendly real estate generates higher property values in the long term. Hence, our customers become more profitable, sustainable, prepared for a zero-carbon future, innovative and competitive.

Green Real Estate Loan is a beneficial, win-win financial product that meets the expectations of customers, regulators, and society.        

Why Raiffeisen Bank?

There are many reasons why Raiffeisen Bank is the right partner when choosing a credit card. These are the main advantages:

130 years of banking tradition

Raiffeisen Bank in Kosovo is part of Raiffeisen Bank International, carrying the same values as the parent company. Raiffeisen stands for security and stability.

The largest bank in Kosovo

Raiffeisen Bank is the biggest bank in Kosovo, based on all financial indicators. This is the result of the continuous trust of our clients and our commitment to providing the best services.

Innovation and support

We rely on continuous innovation to provide you with an easy and stress-free banking experience. With the largest branch network and advanced digital platforms, we are with you 24/7.