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Windows: Start-Up Window

Raiffeisen Bank has signed a credit guarantee cooperation agreement with the Kosovo Credit Guarantee Fund (KCGF), allowing small businesses easier access to financing.

Easy access to financing

Guaranteed loan up to 40k

Payback period up to 60 months

Start-Up Window

The Start-Up window aims to facilitate access to finance for Start-Up enterprises by providing adequate financial products, ensuring the growth of newly created businesses as well as an increase in employment, thereby improving the population's living standards.

The Start-Up window is intended for startups that are primarily engaged in economic activities or sectors that require basic knowledge. Basic knowledge refers to abilities gained through education, training, or prior work experience.

This window is provided with favorable credit risk conditions in order to increase the confidence of Registered Financial Institutions in crediting this important segment of the market, which, through financial support, will ensure market positioning, expansion in international markets, job creation, and support for our country's economic development.


Which loans are eligible for the Start-Up Window?

Qualified loans that meet the following criteria will be eligible for the Start-Up window's benefits:

  • The minimum loan amount is 3,000 euros
  • The maximum loan amount is 50,000 euros
  • The maximum amount of the guarantee is 40,000 euros
  • The maximum repayment term of the guaranteed loan is up to 60 months
  • The purpose of the loan can be for long-term investments as well as for working capital,

For more detailed information about the specifications of the Start-up Window, please click the link.



Why Raiffeisen Bank?

There are many reasons why Raiffeisen Bank is the right partner when choosing a credit card. These are the main advantages:

130 years of banking tradition

Raiffeisen Bank in Kosovo is part of Raiffeisen Bank International, carrying the same values as the parent company. Raiffeisen stands for security and stability.

The largest bank in Kosovo

Raiffeisen Bank is the biggest bank in Kosovo, based on all financial indicators. This is the result of the continuous trust of our clients and our commitment to providing the best services.

Innovation and support

We rely on continuous innovation to provide you with an easy and stress-free banking experience. With the largest branch network and advanced digital platforms, we are with you 24/7.