
Pay By Link Get paid in one click
Start using it today and experience the easiest way to get paid online.
Pay-By-Link
Accept payments instantly with a simple link, no website, no complex setup. Create and share a secure payment link with your customers and get paid directly to your Raiffeisen account in just a few clicks.
No website? No problem
Pay-By-Link allows you to receive online payments without the need for an e-commerce site or POS terminal. Whether you sell through social media, by phone, or over chat, you can send a link and collect payments safely and easily.
Reach customers across all digital channels
Share your link through WhatsApp, Instagram, Facebook, email, or SMS. Pay-By-Link gives you the freedom to sell wherever your audience interacts with you.
Transparent and simple process
Customers see the amount, merchant name, and secure payment form all in one place, no confusion or hidden steps.
Proven and Trusted by the Local Business Community





Branded, secure checkout pages, no card data stored by you
Each payment link opens a Raiffeisen-hosted, branded checkout page that inspires trust and ensures PCI-compliant security. Customer card data never passes through your hands, it’s encrypted and processed safely.

Expanded Customer Reach
Payment request links make transactions simple and accessible, helping businesses reach more customers.
his is especially useful in markets where digital banking is widespread and online payments are the norm.
How Pay-By-Link Works
Have a Website? Start Accepting Payments Online
You can easily integrate secure e-commerce payments using our Raiffeisen Payment Gateway Plugin for WooCommerce.
Frequently Asked Questions
Here, you can find answers to frequently asked questions.
No. You can create and send payment links directly, no website or e-commerce store required.
Once the customer pays, the funds are transferred directly to your Raiffeisen business account.
Yes. All transactions are processed through Raiffeisen Bank’s secure environment, with full PCI and 3-D Secure protection.
Yes. You can see all sent links, their payment status, and transaction details in your dashboard.
Customers can pay using major debit and credit cards, and other supported digital payment options.
Our complete offering for accepting
Accept payments with Android phone
Accept card payments with just your Android Phone
POS Payments
Expand your reach and accept online payments from across the globe
Payment from abroad
For businesses operating in multiple countries, accept, reconcile, and settle payments with ease.
Why Raiffeisen Bank?
There are many reasons why Raiffeisen Bank is the right partner when choosing a credit card. These are the main advantages:
130 years of banking tradition
Raiffeisen Bank in Kosovo is part of Raiffeisen Bank International, carrying the same values as the parent company. Raiffeisen stands for security and stability.
The largest bank in Kosovo
Raiffeisen Bank is the biggest bank in Kosovo, based on all financial indicators. This is the result of the continuous trust of our clients and our commitment to providing the best services.
Innovation and support
We rely on continuous innovation to provide you with an easy and stress-free banking experience. With the largest branch network and advanced digital platforms, we are with you 24/7.