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Get paid in one click

Simplify your payments with Pay-By-Link, create and share a secure payment link in seconds, no website or POS needed. Your customers can pay instantly, and you get fast, safe, and transparent transactions anytime, anywhere.

Pay-By-Link

Accept payments on the fly with a simple link. No website, no complex setup. Create and share a secure payment link with your customers for an instant checkout.

No website? No problem

Pay-By-Link allows you to receive online payments without the need for an e-commerce site or POS terminal. Whether you sell through social media, by phone, or over chat, you can send a link and collect payments safely and easily.

Reach customers across all digital channels

Share your link through WhatsApp, Instagram, Facebook, email, or SMS. Pay-By-Link gives you the freedom to sell wherever your audience interacts with you.

Transparent and simple process

Your customers see exactly what they’re paying for and to whom they are paying to. Clear product details, amount, and a secure payment form in one place.

Proven and Trusted by the Local Business Community

Branded, secure checkout pages, no card data stored by you

Each payment link opens a Raiffeisen-hosted, branded checkout page that inspires trust and ensures PCI-compliant security. Customer card data never passes through your hands, it’s encrypted and processed safely.

Expanded Customer Reach

With payment request links, you can make transactions simple and accessible for your customers, no website or POS terminal needed. By sharing secure links through email, chat, or social media, you can reach customers anywhere and let them pay instantly with their preferred method. It’s an easy way to grow your customer base and get paid faster

How Pay-By-Link Works

Have a Website? Start Accepting Payments Online

You can easily integrate secure e-commerce payments using our Raiffeisen Payment Gateway Plugin for WooCommerce.

Frequently Asked Questions

Here, you can find answers to frequently asked questions.

No. You can create and send payment links directly, no website or e-commerce store required.

Once the customer pays, the funds are transferred directly to your Raiffeisen business account.

Yes. All transactions are processed through Raiffeisen Bank’s secure environment, with full PCI and 3-D Secure protection.

Yes. You can see all sent links, their payment status, and transaction details in your dashboard.

Customers can pay using major debit and credit cards, and other supported digital payment options.

Our complete offering for accepting

Accept payments with Android phone

Accept card payments with just your Android Phone

POS Payments

Expand your reach and accept online payments from across the globe

Cross-border payment acceptance

For businesses operating in multiple countries, accept, reconcile, and settle payments with ease.

Why Raiffeisen Bank?

There are many reasons why Raiffeisen Bank is the right partner when choosing a credit card. These are the main advantages:

130 years of banking tradition

Raiffeisen Bank in Kosovo is part of Raiffeisen Bank International, carrying the same values as the parent company. Raiffeisen stands for security and stability.

The largest bank in Kosovo

Raiffeisen Bank is the biggest bank in Kosovo, based on all financial indicators. This is the result of the continuous trust of our clients and our commitment to providing the best services.

Innovation and support

We rely on continuous innovation to provide you with an easy and stress-free banking experience. With the largest branch network and advanced digital platforms, we are with you 24/7.