Skip to main content

Accept payments straight from your phone

RAIPOS runs directly on a smartphone without needing a physical POS terminal, enabling businesses to accept payments wherever they are.

Enhance Customer Satisfaction

Delight your customers with quicker, seamless payments that reduce waiting and keep them coming back.

A smarter way to accept payments

Reduces the need for plastic terminals, paper receipts, and hardware waste.Supports sustainability and modern business values.

Simplify payments across all channels

Accept payments in-store, online, or on delivery, all with one simple, connected solution. Enjoy seamless integration, real-time insights, and faster processing in one place.

Your payments, fully protected.

RAIPOS meets the highest Raiffeisen Bank highest security standards, ensuring every transaction is encrypted and safe.

Proven and Trusted by the Local Business Community

Turn Your Smartphone into a Payment Terminal!

Activate your smartphone into a payment terminal in minutes! With an NFC-enabled phone and the RaiPOS app, you can start accepting contactless payments anytime, no extra device needed

One Business, multiple Users, full control

With SoftPOS, every employee can have their own user profile under your main business account. This means you can easily track individual sales, monitor performance, and maintain full transparency,  all in one centralized dashboard.

No cables, no terminals - just your phone

Transactions are processed via the mobile device using an app, eliminating the need for additional hardware or printers.

Tap and pay made easy

SoftPOS supports all contactless cards and digital wallets such as Apple Pay or Google Pay.

Digital Receipts for a Modern Business


Keep your transactions clean and green, share receipts online via email, SMS, or QR code, no printer needed, while maintaining full transparency and recordkeeping.SoftPOS supports all contactless cards and digital wallets such as Apple Pay or Google Pay.

From sign-up to accepting payments in just few steps

1

Apply & share your details

Submit your RAIPOS application online and provide basic business information.

2

Get your access credentials

Our dedicated service team delivers your RAIPOS straight to your business and handles full installation. At the same time, your staff receives hands-on training so you’re fully prepared to start accepting payments immediately, fast, simple, and hassle-free.

3

Set Up & start accepting payments

Download the app, log in, complete the quick setup, and begin taking contactless payments on your phone.

Frequently Asked Questions

Here, you can find answers to frequently asked questions.

RAIPOS is a mobile application that transforms your Android smartphone into a payment terminal. With RAIPOS, you can accept contactless card payments directly on your phone, without the need for additional hardware.

RAIPOS is designed for businesses of all sizes, from freelancers and small shops to delivery services and large retailers.

Absolutely, all transactions are encrypted and processed through Raiffeisen Bank’s secure infrastructure, ensuring the same level of protection as traditional POS  terminals.

Yes. SoftPOS requires a stable internet connection (mobile data or Wi-Fi) to authorize and process payments in real time.

Yes. You can create separate user profiles for each employee to track individual sales and performance in one centralized account.

Our complete offering for accepting

Accept payments with Pay by link

Simplify your payments with Pay-By-Link, create and share a secure payment link in seconds.

E-commerce payments acceptance

Expand your reach and accept online payments from across the globe.

Cross border payments acceptance

For businesses operating in multiple countries, accept, reconcile, and settle payments with ease.

Why Raiffeisen Bank?

There are many reasons why Raiffeisen Bank is the right partner when choosing a credit card. These are the main advantages:

130 years of banking tradition

Raiffeisen Bank in Kosovo is part of Raiffeisen Bank International, carrying the same values as the parent company. Raiffeisen stands for security and stability.

The largest bank in Kosovo

Raiffeisen Bank is the biggest bank in Kosovo, based on all financial indicators. This is the result of the continuous trust of our clients and our commitment to providing the best services.

Innovation and support

We rely on continuous innovation to provide you with an easy and stress-free banking experience. With the largest branch network and advanced digital platforms, we are with you 24/7.