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Pretvorite svoj dom iz snova u stvarnost!

Ostvarite svoj san o modernoj kući ili stanu! Finansirajte kupovinu po povoljnim uslovima i otvorite novo poglavlje u svom životu.

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Hipotekarni krediti

Through the mortgage loan offered by Raiffeisen Bank, I am able to own the house or apartment of my dreams in a quick manner and with favorable conditions. Now I am only a few minutes away from starting the process of achieving this goal…
 

Mortgage loan up to 500,000 euro

Up to 30 years return term

Preferential conditions

Koje uslove moram da ispunim da bih dobio kredit?

Lako je i jednostavno ako ispunite dole navedene uslove.

  • Da budem stanovnik Republike Kosovo.
  • Da primam platu preko Raiffeisen Banke ili da donesem potvrdu od poslodavca da će moja plata biti obrađena preko Raiffeisen Banke.

Koji dokumenti se zahtevaju?

  • Lični identifikacioni dokument
  • Ugovor o radu
  • Dokaz o dodatnim porodičnim prihodima (ako imate)
  • Kupoprodajni ugovor i druga dokumneta o imovini.

Apply online for Mortgage Loan

Applying for Mortgage Loan only takes a few minutes of your time. Once you fill out the form, your application will be reviewed by our team, and you will be contacted within a short period of time.

Informacija obeležena sa * je obavezna
Terms and conditions

By selecting the "Consent for CRK" button I expressly agree and in accordance with the Law on Personal Data Protection and Article 7.2 of the CBK Regulation on Credit Registration I give consent to Raiffeisen Bank Kosovo J.S.C based in Rr. Robert Doll no.99, Prishtina, with business registration number 70025959, for the purposes of processing, concluding, maintaining and amending the loan agreement to process and use my personal data, as well as to have access to reports of my loans in the Credit Registry. I give this consent electronically on the basis of free will and mutual interest and I will not deny it on any legal or factual basis. I am aware that giving this consent does not prejudge a positive response or imply the conclusion of the loan agreement.

Terms and conditions

By pressing/clicking the "Continue" button, I explicitly agree and give my consent to the Bank, in accordance with Law No. 06/L-082 on Personal Data Protection...

By pressing/clicking the "Continue" button, I explicitly agree and give my consent to the Bank, in accordance with Law No. 06/L-082 on Personal Data Protection and the European Union Regulation 2016/679 (GDPR), to process my personal data mentioned above as well as any data that may become known later, to be exchanged and used by Raiffeisen Bank, members of the Raiffeisen Banking Group and companies contracted by Raiffeisen Bank, to process the submitted application and to contact me in writing, by telephone and/or via electronic mail at the address indicated above, in order to send me appropriate and personalized offers1 through the profiling process and/or notifications related to the products and services offered.
* I confirm that I am aware that I am not obliged to give my consent for direct marketing/profiling and I am aware that at any time I have the right to withdraw this consent and in that case my data will not be used for the above-mentioned purpose. I confirm that all the information provided above is true, complete and accurate, and I declare that I have voluntarily made my personal data available to the Bank.1Individual offers are designed specifically for you based on an understanding of your economic needs through a process called profiling. Profiling involves automated analysis of your personal data and other information. Based on such processing, we reach conclusions regarding your economic or financial needs, your financial responsibility and other characteristics that we analyze when creating such offers.

Podrška za više...

Raiffeisen banka Vam nudi mogućnosti finansiranja za kupovinu zemljišta kao i za izgradnju ili renoviranje kuće

Kredit do 500,000 evra

Rok otplate do 30 godina

Bez učešća u kreditu

Kredite

The comfort of myself and that of my family is the most precious thing to me. Our house is our place of happiness and warmth. Having new furniture, changing the windows, cooking in a modern kitchen, or designing our children’s room are some of our desires for a more comfortable life.

The loan for renovation from Raiffeisen Bank enables me to achieve my goals in a quicker manner and with more favorable conditions.

What conditions do I have to meet to take out a loan?

  • Be a resident of the Republic of Kosovo.
  • Receive the salary through Raiffeisen Bank or bring the confirmation from my employer that my salary will be processed through Raiffeisen Bank.

What documents are required?

  • Personal identification document
  • Employment contract
  • Evidence of additional family income (if you have).

Moja udobnost i udobnost moje porodice mi je najdragocenija. Naš dom je naše mesto sreće i topline. Da imamo novi nameštaj, da promenimo prozore, da kuvamo u modernijoj kuhinji ili da uredimo dečiju sobu su neke od naših želja za udobnijim životom.

 Kredit za renoviranje od Raiffesien Banke mi omogućava da brže i uz povoljnije uslove ostvarim svoje ciljeve.

Koje uslove moram da ispunim da bih dobio kredit?

  • Da budem stanovnik Republike Kosovo.
  • Da primam platu preko Raiffeisen banke ili da donesem potvrdu od poslodavca da će moja plata biti obrađena preko Raiffeisen Banke.

Koji dokumenti se zahtevaju?

  • Lični identifikacioni dokument
  • Ugovor o raduDokaz o dodatnim porodičnim prihodima (ako imate).

Kredit do 500,000 evra

Rok otplate do 30 godina

Učešće kredita od 40%

Kredite

Investicije za budućnost su mi uvek na umu. Kada vidim dobre prilike, uvek pokušavam da iskoristim prilike i da ne zaostajem. Posedovanje zemljišta kao mesta za izgradnju kuće, ali i kao investicija za budućnost je jedna od prilika koje ne želim da propustim.

Učešće koje se traži od mene počinje od 40% u glavnim gradovima (Priština, Mitrovica, Đakovica, Gnjilane, Uroševac, Peć, Prizren), dok 50% u drugim gradovima.

  • Da budem stanovnik Republike Kosovo.
  • Da primam platu preko Raiffeisen Banke ili da donesem potvrdu od poslodavca da će moja plata biti obrađena preko Raiffeisen Banke.

Koji dokumenti se zahtevaju?

  • Lični identifikacioni dokument
  • Ugovor o radu
  • Dokaz o dodatnim porodičnim prihodima (ako imate)
  • Ugovor o prodaji i druga dokumenta na imanju.

Kredit do 350,000 evra

Rok otplate do 30 godina

Učešće u kreditu samo 25–30%

Kredite

My greatest fulfillment is when I accomplish my plans. I thoroughly think about my house plan; each part is designed to meet the needs of my family. This idea should not remain only on paper; I want to work to achieve it as soon as possible.

Through the construction loan from Raiffeisen Bank, I am enabled to quickly and more favorably construct my dream house according to my idea.

Depending on the location, the required participation is 25–30%. Moreover, if I take a loan for a land purchase, administrative expenses are 0%.

What conditions do I have to meet to take out a loan?

  • Be a resident of the Republic of Kosovo.
  • Receive the salary through Raiffeisen Bank or bring the confirmation from my employer that my salary will be processed through Raiffeisen Bank.

What documents are required? 

  • Personal identification document
  • The employment contract
  • Proof of additional family income (if you have one).

Zašto Raiffeisen Banka?

Mnogo je razloga zašto je Raiffeisen banka pravi partner pri izboru kreditne kartice. Ovo su glavne prednosti:

130 godina bankarske tradicije

Raiffeisen Banka na Kosovu je deo Raiffeisen Bank International, koja nosi iste vrednosti kao i matična kompanija. Raiffeisen se zalaže za bezbednost i stabilnost.

Najveća banka na Kosovu

Banko Raiffeisen je najveća banka na Kosovu, prema svim finansijskim pokazateljima. To je rezultat stalnog poverenja naših klijenata i naše posvećenosti da pružimo najbolje usluge.

Inovacija i podrška

Oslanjamo se na stalne inovacije da nudimo lako bankarsko iskustvo bez stresa sa najvećom mrežom filijala i naprednim digitalnim platformama, sa vama smo 24 časa dnevno.