The Management Board of Raiffeisen Bank in Kosovo
The Management Board of Raiffeisen Bank in Kosovo consists of the Executive Director and three other Board Members from the Retail Banking Services, Operations and IT and Risk divisions.
Anita Kovacic
CEO, Chairperson of the Management Board
| Personal infomation | |
|---|---|
| Name | Anita Kovacic |
| Date of birth: | 14 August 1976 |
| Education | |
| 2016 | MBA in Leadership & Sustainability Robert Kennedy Collage, Switzerland / University of Cumbria, UK |
| 2004 | BA in Banking & Finance, University of Maribor, Slovenia |
| Employment Career | |
| Since Nov 2021 | Raiffeisen Bank Kosovo Chief Executive Officer (CEO) |
| Since Nov 2021 | Raiffeisen Insurance Broker Kosovo Supervisory Board Chair |
| Since March 2019 | Raiffeisen Leasing Kosovo Supervisory Board Chair |
| 2018 — 2021 | Raiffeisen Bank Kosovo Chief Risk Officer (CRO) |
| 2015 — 2018 | Posojilnica Bank, Austria Supervisory Board Member |
| 2008 — 2018 | Raiffeisen Bank International, Austria Senior Director, Risk Management |
| 2007 — 2007 | Erste Bank, Austria Corporate Risk Analyst |
| 2005 — 2007 | IBM, Hungary Team Leader, Corporate Risk Management |
| 1996 — 2005 | Volksbank and Nova Ljubljanska Banka, Slovenia Credit administration and retail banking |
Iliriana Toçi
Member of the Management Board for Retail Banking
| Personal infomation | |
|---|---|
| Name | Iliriana Toçi |
| Date of birth: | 31 October 1976 |
| Education | |
| 2011 | IEDC Bled School of Management, Bled, Slovenia Master of Business Administration (MBA) Executive MBA |
| 2001-2004 | Master of Science (MSc) Economics, Banking and Finance |
| 1995 -1999 | Bachelor of Science (BSc) Economics Banking and Finance Faculty of Economics, University of Prishtina, Republic of Kosovo |
| Employment Career | |
| 2008 – Ongoing | Raiffeisen Bank Kosovo Member of the Management Board for Retail Banking |
| 2006 – 2008 | Raiffeisen Bank Kosovo Head of Retail Banking |
| 2004 – 2006 | Raiffeisen Bank Kosovo Regional Manager, Ferizaj Region |
| 2003 – 2004 | ProCredit Bank Loan Department Coordinator, Gjilan Branch |
| 2001 – 2003 | ProCredit Bank Loan Officer, Gjilan and Prizren Branch |
| 2001 | United Nations Mission in Kosovo (UNMIK), Prishtina, Kosovo |
| 2000 | Central Bank of the Republic of Kosovo |
Deyan Ivanov
Member of the Management Board, Chief Risk Officer
| Personal infomation | |
|---|---|
| Name | Deyan Ivanov |
| Date of birth: | 3 March 1975 |
| Education | |
| 1993 - 1998 | MSc in Finance, Specialization in Banking University of National and World Economy, Sofia, Bulgaria |
| Employment Career | |
| Feb 2022 – currently | Raiffeisen Bank Kosovo JSC, Prishtina, Kosovo Member of the Management Board, Chief Risk Officer |
| March 2023 - currently | Raiffeisen Leasing Kosovo Supervisory Board Member |
| 2021 – Feb 2022 | Raiffeisen Bank International AG, Vienna, Austria Head of Private Individuals Risk Management |
| 2013 – 2021 | Raiffeisen Bank International AG, Vienna, Austria Head of Retail Risk Analytics and Methodology |
| 2007 – 2013 | Raiffeisen bank (Bulgaria) EAD, Sofia, Bulgaria Head of Risk Methodology Department |
| 2006 – 2007 | United Bulgarian Bank, Sofia, Bulgaria Manager of Risk Management Department |
| 2001 – 2003 | Piraeus Bank AD, Sofia, Bulgaria Head of Risk Management and Analyses Department |
| 2001 – 2003 | Eurobank PLC, Sofia, Bulgaria (until acquisition by Piraeus Bank Group, Greece) Chief Expert in Bank Methodology and Analyses Department |
| 2000 – 2001 | Ministry of Defense, Sofia, Bulgaria Head of Section Electronic Budgetary Payments |
| 2000 – 2002 | Cibola 2000 OOD, Sofia, Bulgaria Co-founder, Financial Consultant |
| 1997 – 1998 | Hemus Consult PLC, Sofia, Bulgaria Financial Consultant |
| 1996 – 1997 | ZIT International, Sofia, Bulgaria Accountant |
David Heitzinger
Member of the Management Board, Chief Operations Officer / Chief Information Officer
| Personal information | |
|---|---|
| Name | David Heitzinger |
| Birth of date | 24 tetor 1971 |
| Education | |
| 1999 | Dr. techn., Technical University Vienna, Austria |
| 1996 | Dipl.-Ing. in Photogrammetry and Remote Sensing Technical University Vienna, Austria |
| Employment Career | |
| March 2024 – currently | Raiffeisen Bank Kosovo JSC, Prishtina, Kosovo Member of the Management Board, Chief Operations Officer / Chief Information Officer |
| 2019 – 2023 | Raiffeisen Bank International AG, Vienna, Austria Head of Agile Engineering Support |
| 2012 – 2019 | Raiffeisen Bank International AG, Vienna, Austria Head of Application Development |
| 2005 – 2012 | Raiffeisen Bank International AG, Vienna, Austria Lead Developer, Software Architect |
| 2001 – 2005 | FJH Wien, Austria Technical Lead |
| 2000– 2001 | Competence Centre Advanced Computer Vision (ACV), Austria Research and Development |
| 1996 – 2000 | Technical University Vienna, Austria Research and Development |