
Personal Loan Personal loan up to 50,000 euros, without mortgage!
For those of you who work for a better future and have the desire to make a difference, we are here to support and reward you.
Preferential interest rate
No mortgage
Loan repayment term of up to 10 years
Apply online for Personal Loan
Applying for Personal Loan only takes a few minutes of your time. Once you fill out the form, your application will be reviewed by our team, and you will be contacted within a short period of time.

What conditions do I need to meet to take out a loan?
- To be a resident of the Republic of Kosovo
- To receive the salary through Raiffeisen Bank, or bring confirmation from the employer that my salary will be processed through Raiffeisen Bank.
- For amounts of 35,000-40,000 euros, you must have a minimum salary of over 1,000 net
- For amounts of 40,000-50,000 euros you must have a minimum salary of over 1,200 net
What documents are required of me?
- Personal identification document
- The employment contract.
What collateral is required?
- For amounts over 35,000 euros, a guarantor with a salary and a car (not older than 10 years) is required.
Why Raiffeisen Bank?
There are many reasons why Raiffeisen Bank is the right partner when choosing a credit card. These are the main advantages:
130 years of banking tradition
Raiffeisen Bank in Kosovo is part of Raiffeisen Bank International, carrying the same values as the parent company. Raiffeisen stands for security and stability.
The largest bank in Kosovo
Raiffeisen Bank is the biggest bank in Kosovo, based on all financial indicators. This is the result of the continuous trust of our clients and our commitment to providing the best services.
Innovation and support
We rely on continuous innovation to provide you with an easy and stress-free banking experience. With the largest branch network and advanced digital platforms, we are with you 24/7.