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Phone Banking

SMS SERVICES: Activate services wherever I am

Tiresome waiting in long lines to top up the phone, monthly internet, and digital television services are the things I want to avoid in my daily life.

To achieve this goal, I need to activate all these services from wherever I am, quickly and easily.

SMS Top Up enables me to top up my phone, Internet, and television, as well as DuoTV and DuoFIX packages, electronically from wherever I am. This service is at my disposal 24/7 and is suitable regardless of which mobile network operator I use.

2 mobile network operators

24/7 available even if you don't have phone credit

87,000 transactions processed per month

Open Files - Phone Banking

Mobile phone top up

You can top up your phone by sending a free SMS to 50222, entering the phone number you want to top up in lpko or Vala, (space) the amount you want to top up the phone.

Example: (049XXXXXX 5 ; 044XXXXX 5 ose 045XXXXX 5) 

Open Files - Phone Banking

Internet top up

You can top up your internet package by sending a free SMS to 50222, entering the name of the contract you have with lpko, (space) Internet. 


Open Files - Phone Banking

Cable television top up

You can top up your cable television by sending a free SMS to 50222, entering the name of the contract you have in lpko or the card number (space) TV, DUOTV or DUOFIX.


I can use these services from all mobile operators, even if I don't have any credit, as long as the required amount is in the account specified in the contract. For more information, I can contact Raiffeisen Bank branches and offices or the Contact Centre on 038 222 222

Phone top up

Watch the video tutorial 

Internet top up

Watch the video tutorial 

Television top up

Watch the video tutorial 

SMS Banking

Man using digital tablet psd mockup smart technology

Being notified of every action in my account enables me to manage my business better. Going to the bank branches to be notified of every change in my account would waste my time that I could use for more valuable things.

In order to manage my day better, I chose to be notified automatically and in real time for every change in the account.

SMS Banking enables me to carry out limited banking transactions through my mobile phone allowing me to see the balance of all my accounts and the last three transactions. Also, through notifications, I can receive information about changes in my account, such as:

  • I am notified of the balance of all accounts when it is higher or lower than a specific amount
  • I am notified of all inflows and outflows of funds in all accounts when they are higher than a specific amount 
  • Receive information on the balance of all accounts for a certain period of time

Why Raiffeisen Bank?

There are many reasons why Raiffeisen Bank is the right partner when choosing a credit card. These are the main advantages:

130 years of banking tradition

Raiffeisen Bank in Kosovo is part of Raiffeisen Bank International, carrying the same values as the parent company. Raiffeisen stands for security and stability.

The largest bank in Kosovo

Raiffeisen Bank is the biggest bank in Kosovo, based on all financial indicators. This is the result of the continuous trust of our clients and our commitment to providing the best services.

Innovation and support

We rely on continuous innovation to provide you with an easy and stress-free banking experience. With the largest branch network and advanced digital platforms, we are with you 24/7.