Skip to main content
llogaria rrjedhese

Current account: Payment account with basic features

Based on the Central Bank of the Republic of Kosovo's Regulation on Access to Payment Accounts with Basic Services, as a new or existing customer of Raiffeisen Bank, you have the right to choose the Payment Account with Basic Services, through which you are offered a list of products and banking services without limit of use.

If you choose the payment account with basic services, for a monthly payment of 0.53 euros, you will have unlimited access to these services:

Account opening and maintenance

Deposit and withdrawal of funds at Raiffeisen Bank branches and ATMs

Direct debit

Debit card payments at POS terminals and online via E-Commerce platforms in Kosovo

Transfers to accounts within the bank, at branches, through E-Banking or Raiffeisen Bank ATMs

Monthly fee calculation

The fee for the basic service package is determined by the BQK regulation, i.e. 0.12% of the average net monthly salary in the Republic of Kosovo - published by the Kosovo Statistical Agency.



  • The purchase of additional services is not mandatory to open a payment account for basic services.
  • Existing clients who have a Current Account have the right, upon request, to convert their account into a Current Account with Basic Services, if they meet the conditions set out in the Regulation of BQK. In the case of a current account conversion, the client's account number (IBAN) will be stored. There is no fee for the conversion of the payment account.

Current Account Packages

The current account package is a grouping of several banking products and services.

Apply online

Fill out the Raiffeisen Bank current account application form.

Why Raiffeisen Bank?

There are many reasons why Raiffeisen Bank is the right partner when choosing a credit card. These are the main advantages:

130 years of banking tradition

Raiffeisen Bank in Kosovo is part of Raiffeisen Bank International, carrying the same values as the parent company. Raiffeisen stands for security and stability.

The largest bank in Kosovo

Raiffeisen Bank is the biggest bank in Kosovo, based on all financial indicators. This is the result of the continuous trust of our clients and our commitment to providing the best services.

Innovation and support

We rely on continuous innovation to provide you with an easy and stress-free banking experience. With the largest branch network and advanced digital platforms, we are with you 24/7.