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Transfers: Transfer money reliably

Bank transfers have special importance in daily financial management. The use of bank transfers and their automation through automatic orders enables a high degree of control and organization. Thus, I plan and manage financial transactions with ease and reliability.

Execution via Raiffeisen Plus or the branch

Easy operation and high security

Transfers within the bank, locally and abroad

Wherever you want the money to go...

Raiffeisen Bank offers you the possibility to make transfers within the bank, local and international transfers, and automatic orders.

Transfers within the Bank are efficient and secure
Funds transferred within the Bank appear immediately in the beneficiary's account
Transfers to accounts within the Bank are free of charge
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A transfer within the Bank is considered when I transfer money from my account to a person or company in their account at Raiffeisen Bank in Kosovo.

As a customer of Raiffeisen Bank, I have the opportunity (possibility) to transfer my money from the Bank's branches or through the digital platform "Raiffeisen Plus".

Transfers within the Bank have the following advantages:

The beneficiary of the transfer within the Bank will accept the transferred funds immediately after the transfer execution order. 

Transfers within the Bank are free transfers.

Through Raiffeisen Bank, I have the opportunity to conduct:

  • Transfers between my accounts
  • Transfers to other customers of Raiffeisen Bank - individuals, businesses, or government institutions
  • Transfers for the payment of municipal bills - via the digital platform "Raiffeisen Plus" or in the branches of Raiffeisen Bank
  • Checks
Secure and fast local transfers
Possibilities of online and in branch transfers
Possibilities of saving on transfer tariffs as a user of the packages
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Raiffeisen Bank is affiliated with the Interbank Accounts Settlement Office of the Banking and Payments Authority of Kosovo. This enables us to perform local transfers, which mean transfers from and to the beneficiary who has an open account with any bank account in Kosovo.

Bank customers have the opportunity to transfer their funds through Raiffeisen Plus or by visiting the branch, where they can perform the following:

  • Transfers to third parties within Kosovo — Individuals, Businesses or Government Institutions
  • Transfers for the payment of utility bills
  • Payment of taxes, fines, or GIRO payments.

Local payments have a fixed cost for each Transfer. If you are a user of one of the Current Account Packages, you save when making local transfers.

Secure and fast international transfers
Ability to make international transfers online and in branch
Low commissions, with a fixed level based on the amount transferred
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As a member of the SWIFT network, Raiffeisen Bank is able to execute international money transfers with efficient services that offer security and speed in the execution of international orders through IBAN.

From Kosovo to foreign countries, I can make international transfers to any branch or sub-branch of the Raiffeisen Bank in Kosovo.

In order to make these transfers, I must  provide the following information:

  • Beneficiary's name, last name and address
  • Beneficiary's name and SWIFT bank code
  • Account number of the beneficiary's bank
  • Name and SWIFT code of the corresponding bank account of the beneficiary


From foreign countries to Kosovo, I can also accept international money transfers from foreign countries.

To make these transfers, I must provide the following information to the company or the person who wants to send me an international transfer:

  • Beneficiary's bank: Raiffeisen Bank Kosovo, Prishtina, Kosovo.
  • IBAN, which consists of Code XK05 and my account number in Raiffeisen Bank.
  • Beneficiary's name: My name and the name of my company as registered in Raiffeisen Bank.

Options for paying the transfer commissions are as follows:

OUR - The sending customer pays all commissions.

SHA - The sending client pays the commissions of the sending and correspondent bank. The beneficiary client pays the commissions of the beneficiary bank.

BEN - The beneficiary client pays all commissions.

Automated payments that repeat in periods of your choice
The possibility of automating rent payments, municipal services, etc
You determine the beneficiary, the frequency of payments and the recurring amount.
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Every month I have recurring payments that take up significant time of my days. I always have to remember the date and amount of each payment. Most importantly, I am forced to perform these transactions manually each time.

I can manage my payments effectively by choosing the automatic orders enabled by Raiffeisen Bank. I also have full control over my recurring payments by customizing the payment amount, frequency, and payee details. In addition, I can set an amount to save by having it automatically transferred to my or my children's savings accounts each month

This service enables the automatic transfer of a fixed amount periodically from the current account to another account inside or outside the bank. Bank customers can make a payment from their Current Account to another Current Account to settle various obligations, such as rent payments, various subscriptions, etc., inside and outside the country.


Customers can use this service as a convenient savings alternative by periodically transferring funds to their savings account. To benefit from this service, you must complete the authorization form by selecting:

  • Payment Frequency 
  • Beneficiary Account 
  • Payment Amount

Direct Debit

Throughout the year, I have recurring payments that I have to make every month. I always remember to pay on time and go to the branch every time. It takes me a lot of time, and I can automate these payment processes, which helps me organize more efficiently. Through Raiffeisen Bank's Direct Debit service, it is possible to order automatic payments for each of these payments. It is enough to go to the bank once, sign the contract, and my monthly obligations are paid automatically without the need to go to the branch every time or do it manually every time through E-Banking. This way, I meet payment deadlines and save time every month.

Why Raiffeisen Bank?

There are many reasons why Raiffeisen Bank is the right partner when choosing a credit card. These are the main advantages:

130 years of banking tradition

Raiffeisen Bank in Kosovo is part of Raiffeisen Bank International, carrying the same values as the parent company. Raiffeisen stands for security and stability.

The largest bank in Kosovo

Raiffeisen Bank is the biggest bank in Kosovo, based on all financial indicators. This is the result of the continuous trust of our clients and our commitment to providing the best services.

Innovation and support

We rely on continuous innovation to provide you with an easy and stress-free banking experience. With the largest branch network and advanced digital platforms, we are with you 24/7.