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Term Deposit is an agreement entered into between the bank and the client for a fixed amount and term. For the amount saved, the client receives interest according to the amount, tenor, currency and frequency of interest rate specified in the deposit contract.

You can deposit your money in EUR, USD and GBP and the interest earned is paid at the end of the maturity period. Depending on your plans, the deadline can be for a period of 1,2,3,6,12,24 or even 36 months.

For time deposits there is no provision for opening, closing or maintaining this account. Also, no provision applies to deposits or withdrawal of funds after maturity *

* If the money is withdrawn before the maturity date then the ban applies.

Raiffeisen Bank Kosovo is part of  Deposit Insurance Fund of Kosovo 

Flexible Deposit is a type of current account that enables you to save money and earn interest on deposited funds and enables you to use your savings at any time.

With Flexi Deposits you can:

  • Open an account in EUR
  • Deposit whenever you want
  • Interest will be accrued on the day of deposit
  • You will receive the interest received at the end of each month
  • Through automatic ordering you can save regularly without having to come to the bank, and
  • There are no provisions for opening or closing an account
  • The minimum balance required per individual is 500 EUR
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