Credit Card Fulfill your wishes, pay in instalments
It’s important for me to have financial freedom whenever I want to buy something in-store or online. I want to pay in instalments for the things I like, such as tech gadgets, clothes, or anything else I need.
Pay in instalments
Split your purchases into up to 36 instalments
Bonus on every purchase
You earn a 1 % bonus on every purchase made with instalments
0 % interest
For all purchases with instalments, you pay 0 % interest
Offers with Credit Card
Active campaigns.
Previous offer
*These offers have ended.
Apply Online for Credit Card
You can apply for a credit card online. The application takes only a few minutes, and once submitted, the bank team will review it and contact you shortly.
Types of Credit Cards
Visa offers different cards for a range of needs and services:
Visa Classic
Visa Gold
Visa Platinum
Manage your credit card from your phone.
If you are a Raiffeisen Bank customer, you can apply for and receive approval for a credit card through the mobile banking application.
With the mobile banking app, you can manage your credit card anytime and from anywhere. Check your expenses, view your limit, activate/deactivate the card, and make secure payments.
How can I obtain a Credit Card?
It is sufficient to receive your salary through Raiffeisen Bank and meet the other conditions set by the bank.
What documents are required for application?
- Personal identification document
- Employment contract
- Account statement (for the last 6 months)
- Utility bill not older than 3 months
Apply online by completing the form above. If you are a Raiffeisen Bank customer, you can apply for a credit card through the mobile banking application.
Merchants list
With Raiffeisen Bank Bonus cards, you can make purchases in installments with 0% interest at these merchants.
Frequently Asked Questions
Here you can find answers to the most frequently asked questions.
Every transaction made with a Credit Card at our bank’s POS terminal network is rewarded with a bonus. The bonus is calculated as 0.5% of the amount for non-installment payments and 1% of the amount for installment payments. The accumulated amount is credited to the credit card account as a cumulative bonus value.
At Raiffeisen Bank ATMs in Kosovo, customers using Raiffeisen Bank cards can withdraw up to €2,000. Customers may increase their card limit within the same day by contacting the Contact Center at +383 38 222 222.
You can view your PIN in RaiPay, while for setting a new PIN for your card, customers must visit one of our service points.
The card PIN can be changed at Raiffeisen Bank ATMs.
The card is destroyed by the bank after 90 days; therefore, to obtain a new card, you must reapply for this service.
Why Raiffeisen Bank?
There are many reasons why Raiffeisen Bank is the right partner when choosing a credit card. These are the main advantages:
130 years of banking tradition
Raiffeisen Bank in Kosovo is part of Raiffeisen Bank International, carrying the same values as the parent company. Raiffeisen stands for security and stability.
The largest bank in Kosovo
Raiffeisen Bank is the biggest bank in Kosovo, based on all financial indicators. This is the result of the continuous trust of our clients and our commitment to providing the best services.
Innovation and support
We rely on continuous innovation to provide you with an easy and stress-free banking experience. With the largest branch network and advanced digital platforms, we are with you 24/7.